SWORP KNOWLEDGE BASE

Glossary Terms

Type of insurance

Insurances

There are 3 types of insurances related to property:

  • Property/real estate: Insuring a house, apartment, garage or cottage will guarantee compensation for damages incurred by fire, lightning strike, vandalism etc. The insurance of a building includes the building parts as well as the outside access lines. Only the owner of the property can take it.
  • Household: A household insurance covers the personal belongings and equipment of a property. Since it insures the equipment of a property, both an owner or a tenant can take it, and it is in fact ideal for those of you who live in a rental. In addition, it is possible to insure things in the garden, in the car, or a storage room.
  • Liability: A liability insurance covers for a damage caused to another person or property. The person living in a property should take it.
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